I'm an ex-Quicken user who switched to MoneyDance several years ago. MD works fine for most everything, but I'd like to start using a budget. Either I don't quite get MD's budget, or it doesn't work very well. And calling up the budget interface is really slow. So, I'm thinking of switching to another program to track my banking, finances, and start using a budget. I've heard that Banktivity (iBank) is good for this. I remember there were some reservations about iBank in the past - transactions that didn't link to other accounts and security issues. Are these still issues and are there others? Do you use and like the Banktivity budgets?